Features
With Mobile Banking you can easily and securely access your accounts anytime, anywhere all from your phone or tablet! This application is free to download.
- Check balances & account history
- Transfer funds
- Deposit checks using Mobile Deposit
- View account statement
- Pay a Person via text, direct deposit or check
- Pay bills
- Touch ID capability
- Disable your Debit Card if lost
- Schedule travel dates and destinations for Debit Card
- Find ATM & Branch Locations
- SMS text alerts
Mobile Deposit
Deposit money into your Jolt account from wherever you are! Now you can securely and conveniently make deposits to your savings, checking or money market accounts using your smartphone or tablet device. All you need is a phone/tablet with a camera, Jolt’s Mobile Banking app and a valid check.
Get Started:
- Log into the Jolt Mobile Banking app
- Select Mobile Deposit in the menu
- Enter the deposit amount of the check
- Select the account you wish to deposit funds to
- Take pictures of the front and back of the check
- Review and approve the images of the check
- Submit the images for deposit
The daily check limit is $5,000, 10 checks maximum.
Checks should contain endorsement of all payees listed on the check.
Place the check against a dark background, avoid shadows, and keep the camera at the same angle as the check. Use a well-lit area and keep hands and fingers away from check when capturing the image.
Mobile Deposit Funds are subject to a 2-business day hold and are not subject to the Expedited Funds Availability Act. Please contact us directly with any questions regarding mobile deposits.
The credit union requests that members retain physical checks for a period of 15 days to ensure successful clearing of the item.
Jolt’s Mobile Deposit service is totally free for members.
If an error has occurred, contact the credit union right away and proper holds can be placed or an adjustment can be made to the account.
- Checks over $5,000
- Checks made payable to any person or entity other than you
- Be prohibited by, or received in violation of, any law, rule or regulation
- Be known or suspected (or should have known of suspected) as fraudulent or otherwise authorized by the owner of the account in which the check was drawn
- Has been previously cashed or deposited
- Be postdated or more than six (6) months old
- Be payable to cash
- Be irregular in any way
- Bear the signature of the person on whose account the check is drawn
- Be drawn on financial institutions located outside of the United States
Download App
Download our APP for your mobile device today!
To access Mobile Banking, you will first need to enroll your account in Online Banking. After you have successfully enrolled, you can then download the new Jolt mobile app. You will use the same User Name ID and password that you established for Online Banking.
How to Enroll in Mobile Banking