FRAUD ALERT:

Please be aware there has been a recent increase in scam calls and text messages from spoofed telephone numbers falsely impersonating area financial institutions.

PLEASE REMEMBER:

  • Jolt will never call, text or e-mail to ask for personal information, codes, PIN numbers, online banking credentials or credit card details.
  • Jolt will never request you to deactivate online banking over the phone.
  • If you receive a suspicious call, hang up immediately and contact us at (989) 799-8744

HOLIDAY HOURS: Jolt will be OPEN Christmas Eve 9am - 1pm and CLOSED Christmas Day. Wishing you a Merry Christmas!
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Share Secured Loan

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Features

Share secured loans are one of the best kept secrets in lending. You pledge your funds that are at Jolt, either in a savings account or certificate account, as collateral for the loan and you get the best of both worlds - money you borrow at a lower interest rate while still earning dividends on your pledged funds.

The loan rate is 3% - 4% higher than the interest you are currently earning on your savings account or certificate of deposit depending on the loan term. 

Shared Secured Loans

Will my payments vary?
How much interest will I pay?
 

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