FRAUD ALERT:

Please be aware there has been a recent increase in scam calls and text messages from spoofed telephone numbers falsely impersonating area financial institutions.

PLEASE REMEMBER:

  • Jolt will never call, text or e-mail to ask for personal information, codes, PIN numbers, online banking credentials or credit card details.
  • Jolt will never request you to deactivate online banking over the phone.
  • If you receive a suspicious call, hang up immediately and contact us at (989) 799-8744

HOLIDAY HOURS: Jolt will be OPEN Christmas Eve 9am - 1pm and CLOSED Christmas Day. Wishing you a Merry Christmas!

Happy Couple outside with dog

$1,000* Express Loan

Happy Couple outside with dog

No credit check $1,000 Express Loan

When you need some extra cash, we can help with our no credit check $1,000* Express Loan! Cover unexpected expenses, pay off bills, or book the remote getaway you’ve been saving for. The possibilities are endless, and Jolt can get you the funds as soon as today.
 

  • No credit check - quick cash
  • Apply after 180 days of membership
  • Borrow up to $1,000
  • Direct deposit required
  • One-time application fee
  • Members can have one (1) Express Loan open at a time.

Apply today in online banking, call (989) 799-8744 or visit a Jolt location.

APPLY TODAY!

*18.99% APR with a 12-month term. Must be a member of Jolt for at least 180 days with an open account and in good standing. Must have a monthly direct deposit into a Jolt checking or savings account, and a monthly direct deposit aggregate total of at least $1,000 in the prior 90 days. Must be employed at your current employer for at least the last 90 days, are not past due on any loans, and have not caused Jolt CU a loss and/or do not have a negative deposit balance. Members currently in bankruptcy are not eligible. Must be 18 years or older to apply. A $60 NON-REFUNDABLE processing fee will be debited from your checking or savings account or be paid by check/cash at a branch.  A $1,000 loan with an APR of 18.99% for 12 months results in an approximate monthly payments of $92.15. Monthly payments are required to be set up on auto transfer from a Jolt checking or savings account. Member can have a maximum of one (1) Express Loan open at a time.  Additional restrictions and conditions may apply. Loan may be changed or discontinued at any time

 

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