FRAUD ALERT:

Please be aware there has been a recent increase in scam calls and text messages from spoofed telephone numbers falsely impersonating area financial institutions.

PLEASE REMEMBER:

  • Jolt will never call, text or e-mail to ask for personal information, codes, PIN numbers, online banking credentials or credit card details.
  • Jolt will never request you to deactivate online banking over the phone.
  • If you receive a suspicious call, hang up immediately and contact us at (989) 799-8744

HOLIDAY HOURS: Jolt will be OPEN Christmas Eve 9am - 1pm and CLOSED Christmas Day. Wishing you a Merry Christmas!

Take Backs Mobile

Loans with Take-Back®

Take Backs

Get out of debt faster, SAVE ON INTEREST

Pay ahead on your loan or build your emergency fund... Why not both? Introducing The Jolt Credit Union Take-Back® Loan powered by Kasasa®.

 

Benefits You'll Love:

  • Remove a bill from your budget faster.
  • Access funds for surprise costs anytime.
  • Preview changes before you make them.
  • Never worry about fees or penalties.

What Loans Are Eligible?

  • Any new Jolt Credit Union Auto or Personal Loans.

See Take-Backs in Action

 

Take Control of Your Loan

Loan Take Back Image

 

 

Here's How Take-Backs Work:

 

  • STEP 1: PAY AHEAD ON YOUR LOAN. Pay more than your minimum monthly payment as your budget allows. Easily access your personal dashboard in online banking to see the impact of changes before you make them.
  • STEP 2: BUILD YOUR TAKE-BACK BALANCE. Every dollar you pay above your minimum payment gets added to your Take-Back balance. You can access this extra cash whenever you want. No penalties. No fees. Just financial relief.
  • STEP 3: GET OUT OF DEBT FASTER. The more you pay ahead, the faster you can pay off your loan. And the more money you have available to access if you need it later. Giving you peace of mind today and tomorrow.
  • STEP 4: SAVE ON INTEREST PAYMENTS. Paying off your loan early means you’ll owe less interest. The sooner you pay off your balance, the more money you’ll save! Just one more reason to celebrate being debt-free. 

When Could You Use Take Backs?

Cover surprise costs right away. Or keep saving for a rainy day. No matter what you do, you'll never pay fees or penalties.

Loan Take Back Example Image

 

FAQS 

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