FRAUD ALERT:

Please be aware there has been a recent increase in scam calls and text messages from spoofed telephone numbers falsely impersonating area financial institutions.

PLEASE REMEMBER:

  • Jolt will never call, text or e-mail to ask for personal information, codes, PIN numbers, online banking credentials or credit card details.
  • Jolt will never request you to deactivate online banking over the phone.
  • If you receive a suspicious call, hang up immediately and contact us at (989) 799-8744

HOLIDAY HOURS: Jolt will be OPEN Christmas Eve 9am - 1pm and CLOSED Christmas Day. Wishing you a Merry Christmas!

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VISA Rewards

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Features

Could dining out earn you a dream vacation? Why yes, it could. Earn Rewards for gift cards, merchandise, travel and more with each purchase.

  • Earn 1 point for every dollar in purchases - Double points for dining and gas!
  • 1,000 bonus points for new cardholders who spend $500 in the 1st 60 days.
  • No annual fee
  • Current VISA Platinum card holders who are interested in rewards can apply for a VISA Rewards card by applying online, calling the credit union or stopping by at a Jolt branch location.
  • When traveling outside of the United States, notify the credit union in advance to keep your credit card available for purchases while you are outside of the country.
  • Points are through CU Rewards. For CURewards account assistance contact (888) 634-6318.

 

Credit Line Increase

Feel like you need more credit and it’s something you can handle? Just let us know and we can help.

Real-Time Fraud Alerts

Use your Jolt Credit Union VISA Platinum credit card with peace of mind. Jolt Credit Union will reach out to members for potential card fraud on their account. Members may receive an alert by text, email or phone based on real-time potential fraudulent card activity. This free service will also block your card if the purchase cannot be verified for your protection.

Balance Transfer

Save on interest and you could pay down your other credit card balances faster. We may be able to save you money on your monthly payments.

All we need to know is which balances you’d like to transfer.

Apply Online to Transfer a Credit Card Balance

Balance transfers are treated as cash advances so interest accrues from the date the transfer is posted to your account. Balance transfers of other Jolt Credit Union credit cards, loans, and/or lines of credit are not eligible. Please note if you don’t pay the entire balance for the billing cycle by the payment due date, the purchase amount that is not paid is subject to interest calculated from the date of purchase (or the first day of the current billing cycle, whichever is later), and you will lose the grace period in the current and future billing cycles for all new purchases until the entire balance is paid in full. All transactions subject to credit approval. All rates and offers subject to change.

Rates & Disclosures

Click here to review the VISA Disclosure form.

 FAQs

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