FIRST CAR? LET’S DO THIS!
Whoa, look at you go! Buying your first car is a big deal, and we’re here to make it easy, stress-free, and even a little exciting! No credit? No problem. Our First-Time Auto Buyer Program is built for individuals with little to no credit history.
Features:
- No credit needed
- Flexible terms up to 72 months
- No payment for 45 days
- Low cost Guaranteed Auto Protection Plus (GAP) and Jolt Payment Protection
- No pre-payment penalty
Requirements:
- 2014 or newer vehicle
-
No previous auto or mortgage loan history
-
Must be employed for at least 6 months (7 years maximum)
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$500 minimum down payment
DEALER DIRECT FINANCING
Jolt has partnered with nearly 100 trusted dealerships to provide you with a seamless car buying experience. Purchase your vehicle with one of our partners and finance with Jolt.
| Loan Term \ Details | Year of Vehicle | APR* as low as | Interest Rate |
|---|---|---|---|
| Up to 36 Months | 2022-2024 | 6.334% | 6.24% |
| 37 to 48 Months | 2022-2024 | 6.311% | 6.24% |
| 49 to 60 Months | 2022-2024 | 6.298% | 6.24% |
| 61 to 72 Months | 2022-2024 | 6.789% | 6.74% |
| 73 to 84 Months (Minimum $10,000 Loan) |
2022-2024 | 7.033% | 6.99% |
*APR=Annual Percentage Rate. Rates listed represent our best rates and include a $35.00 processing fee. Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval and rates are subject to change without notice. Other conditions may apply. To view Payment Examples please select the hyperlinks on each loan rate. | |||
AUTO LOAN CALCULATOR:
How much can I afford?