FRAUD ALERT:

Please be aware there has been a recent increase in scam calls and text messages from spoofed telephone numbers falsely impersonating area financial institutions.

PLEASE REMEMBER:

  • Jolt will never call, text or e-mail to ask for personal information, codes, PIN numbers, online banking credentials or credit card details.
  • Jolt will never request you to deactivate online banking over the phone.
  • If you receive a suspicious call, hang up immediately and contact us at (989) 799-8744

HOLIDAY HOURS: Jolt will be OPEN Christmas Eve 9am - 1pm and CLOSED Christmas Day. Wishing you a Merry Christmas!

Happy couple

Early Direct Deposit

Happy couple

DIRECT DEPOSIT

Direct Deposit is the electronic transfer of your paycheck, Social Security benefit, pension, annuity check, or other payment into your account. Your entire paycheck can be distributed in any combination to your accounts each pay period.

 

GET PAID FASTER WITH EARLY DIRECT DEPOSIT

Direct Deposit provides quicker access to your money when you use your Jolt Debit Card. We provide banking access that doesn't miss a beat! Access your paycheck up to two days earlier with early direct deposit.* With up to two extra days of funds, you can do even more with your money!

 

FOLLOW THESE EASY STEPS TO SIGN UP

  • Complete our direct deposit form with your information and desired deposit amount
  • Submit the form to your employer's payroll department. Social Security Direct Deposit can be set up by visiting www.godirect.org.
  • Enjoy your early payday!

BENEFITS OF EARLY DIRECT DEPOSIT

  • Increased safety and convenience of processing your check (no waiting in line, and no risk of your paper check being lost or stolen!)
  • Quicker access to funds
  • Pay bills and make loan payments earlier
  • Save more, faster!

HOW IT WORKS

Many employers process payroll a few days before payday, and many banks wait until payday to give you access to your direct deposit funds. At Jolt Credit Union, we give you access to your direct deposit funds up to two days early* so you can use your money to save more, pay your bills faster, and say "YES!" to that night out you've been waiting for.

 

*Early Direct Deposit: Subject to employer and/or payer terms and conditions. Jolt Credit Union will generally post payroll direct deposits on the day they are received, which may be up to two days earlier than the scheduled posting date. Other exceptions may apply. Federally Insured by NCUA.

Go to main navigation
Go to main navigation