Features
Boost your purchasing options with our hassle-free credit card.
- No annual fee
- Straight forward card with no hidden fees, tricks or gimmicks
- Travel protection & emergency assistance coverage
- When traveling outside of the United States, notify the credit union in advance to keep your credit card available for purchases while you are outside of the country.
- EMV smart chip technology for enhanced fraud prevention
- Integrated with Apple Pay™
- Payment convenience at any Jolt office location, by phone or through Online & Mobile Banking
Call (800) 449-7728 24 hours a day to report a lost or stolen credit card. To change your VISA PIN number, call (888) 886-0083. You will need your VISA number, zip code and the 3 digit CVC code on the back of the card.
VISA PLATINUM SECURED
- For borrowers just beginning to establish credit
- To repair and rebuild your credit after a financial setback
- Credit limit is secured by the funds you have on deposit
- Contact us for a VISA Platinum secured application
CREDIT LINE INCREASE
Feel like you need more credit and it’s something you can handle? Just let us know and we can help.
Use your Jolt Credit Union VISA Platinum credit card with peace of mind. Jolt Credit Union will reach out to members for potential card fraud on their account. Members may receive an alert by text, email or phone based on real-time potential fraudulent card activity. This free service will also block your card if the purchase cannot be verified for your protection.
Save on interest and you could pay down your other credit card balances faster. We may be able to save you money on your monthly payments.
All we need to know is which balances you’d like to transfer.
Apply Online to Transfer a Credit Card Balance
Balance transfers are treated as cash advances so interest accrues from the date the transfer is posted to your account. Balance transfers of other Jolt Credit Union credit cards, loans, and/or lines of credit are not eligible. Please note if you don’t pay the entire balance for the billing cycle by the payment due date, the purchase amount that is not paid is subject to interest calculated from the date of purchase (or the first day of the current billing cycle, whichever is later), and you will lose the grace period in the current and future billing cycles for all new purchases until the entire balance is paid in full. All transactions subject to credit approval. All rates and offers subject to change.
Click here to review the VISA Disclosure form.