FRAUD ALERT:

Please be aware there has been a recent increase in scam calls and text messages from spoofed telephone numbers falsely impersonating area financial institutions.

PLEASE REMEMBER:

  • Jolt will never call, text or e-mail to ask for personal information, codes, PIN numbers, online banking credentials or credit card details.
  • Jolt will never request you to deactivate online banking over the phone.
  • If you receive a suspicious call, hang up immediately and contact us at (989) 799-8744

HOLIDAY HOURS: Jolt will be OPEN Christmas Eve 9am - 1pm and CLOSED Christmas Day. Wishing you a Merry Christmas!

Happy Family

Fee Schedule

Happy Family

Account Fee Schedule

Free Services: Online Banking, Online Bill Payer, eStatements, iTalk, Mobile Banking, Mobile Deposit

Printable PDF

Type Fee
Account Histories/Statements $2.00 per page
Account Research / Checkbook Reconciliation $50.00 per hour
ACH Origination – Outbound 4.00% processing fee, minimum $5.00 / maximum $35
ATM Adjustment $5.00
ATM Empty Envelope $30.00
Business Account Fee (Excludes Organization/Club Accounts) $5.00 per month
Checks Varies
Check Copy $2.00 per check
Closed Account within first 12 months $10.00
Coin Machine 5% Members / 10% Non-Members
Corporate Check $1.00
Corporate Check Copy $5.00
Corporate Check Stop Payment $5.00
Courtesy Overdraft $30.00 per item
Credit Pay Transactions 4.00% processing fee, minimum $5.00 / maximum $35
Escheatment Processing $50.00
Expedited Shipping $25.00
Foreign ATM Balance Inquiry $1.00 per inquiry
Foreign ATM Withdrawal $1.00 per withdrawal after 4 during month
Inactive Account $10.00 monthly beginning 13th month inactive
International Transaction 3.00% per transaction
Interest Checking Minimum Balance $5.00
IRA Transfer – Outbound $25.00 per transfer
Garnishment / Tax Levy Processing $50.00
Non-Member Check Cashing $5.00
Non-Sufficient Funds $30.00
Opportunity Checking Account $10.00 per month
Overdraft Line of Credit Advance $5.00 per day of advance
Plastic Card – Expedited Shipping $25.00
Plastic Card Replacement – 1 free $5.00
Returned Check/Payment $30.00 Member / $10.00 Third Party
Returned Statement due to Bad Address $3.00 per month
Safe Deposit Box Varies
Share Overdraft $7.50 per item
Stop Payment Order $30.00
Subpoena / Legal Request Processing $5.00
Visa Card – Maximum Late Payment $25.00
Visa Card – Returned Payment $25.00
Wires – Incoming Domestic & International $15.00
Wires – Outbound Domestic $20.00
Wires – Outbound International $75.00
July 2022

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