Event Details
| Event Name: | New Years Day - CLOSED |
| Date: | January 1, 2026 |
| Start Time: | All Day Event |
| Duration: | 1 day |
| Location: | All Locations |
| Description: | All Jolt Credit Union locations will be closed Thursday, January 1st, 2026. Banking access is available through Online & Mobile Banking, as well as at an ATM machine. |
Payment Example – Loan amount of $25,035 with $0 down at 6.334% APR* for 36 months results in approximate monthly payments of $764.26. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 6.298% APR* for 60 months results in approximate monthly payments of $486.77. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment Example – Loan amount of $25,000 with $0 down at 8.049% APR* amortized over 60 months results in equal monthly payments of $507.09. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $15,000 with $0 down at 8.148% APR* for 36 months results in equal monthly payments of $470.23. (Loan amount does not include $35.00 processing fee.)
Payment Examples -- Loan amount of $15,000 with $0 down at 8.111% APR* for 48 months results in equal monthly payments of $366.33. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $25,000 with $0 down at 8.540% APR* for 72 months results in equal monthly payments of $444.62. (Loan amount does not include $35.00 processing fee.)
Payment Examples:
Loan amount of $10,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $207.60.
Loan amount of $5,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $103.80.
Payment Examples – Loan amount of $2,500 with $0 down at 3.050% APR* for 12 months results in equal monthly payments of $211.80.
Payment Example – Loan amount of $10,000 with $0 down at 11.75% APR* for 60 months results in equal monthly payments of $220.62.
Payment Example – Loan amount of $1,500 with $0 down at 5.25% APR* for 24 months results in equal monthly payments of $65.98.
Payment Example – Loan amount of $10,000 with $0 down at 11.75% APR* for 72 months results in equal monthly payments of $194.28.
Please contact the Mortgage Department for details at (989) 799-8744 ext. 159 (Remove the Rate and remove the administration fee)
Payment example based on a purchase price of $50,000, loan amount is $40,000. There will be 83 monthly payments of approximately $334.58, with one (1) balloon payment of approximately $32,720.61.
Payment Example - Loan amount of $100,000 with 20% down at 3.25% APR* for 60 months results in 59 equal monthly payments of principal and interest of $435.33 and one final payment of $89,504.00.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Payment Example: Loan amount of $100,000 with 20% down at 3.35% APR* for 84 months results in 83 equal monthly payments of $440.84 and one final payment of $84,943.90.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
20% down payment required. First lien required. Payment example based on purchase price of $125,000 and amortized over a 30-year period: $100,000 loan amount at 6.428% APR, 5.99% interest rate, will result in 119 payments of approximately $598.91 and one (1) balloon payment of approximately $83,663.02. Payment example does not include taxes or hazard insurance premiums, and the actual payment obligation will be higher. This is a closed-end loan product. There are no draw privileges.
Payment Example – Loan amount of $100,000 with 20% down at 3.25% APR* for 60 months results in 60 equal monthly payments of principal and interest of $1,808.08.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Payment Example – Loan amount of $100,000 with 20% down at 3.50% APR* for 120 months results in 120 equal monthly payments of principal and interest of $988.96.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Please click here for current terms and rates.
Payment Example – Loan amount of $50,000 with 0% down at 5.75% APR* for 120 months results in 120 equal monthly payments of principal and interest of $546.23.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Payment Example – Loan amount of $50,000 with 0% down at 5.60% APR* for 60 months results in 60 equal monthly payments of principal and interest of $952.92.
Payment Example – Loan amount of $50,000 with 0% down at 5.60% APR* for 120 months results in 120 equal monthly payments of principal and interest of $552.34.
Payment Example – Loan amount of $25,035 with $0 down at 6.298% APR* for 60 months results in approximate monthly payments of $486.77. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 6.789% APR* for 72 months results in approximate monthly payments of $423.69. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 6.311% APR* for 48 months results in approximate monthly payments of $590.66. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 6.334% APR* for 36 months results in approximate monthly payments of $764.26. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment Example – Loan amount of $15,000 with $0 down at 3.35% APR* for 24 months results in equal monthly payments of $647.07.
Payment Example – Loan amount of $25,035 with $0 down at 6.789% APR* for 72 months results in approximate monthly payments of $423.69. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 6.793% APR* for 66 months results in approximate monthly payments of $454.99. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment Examples – Loan amount of $3,500 with $0 down at 4.050% APR* for 36 months results in equal monthly payments of $103.42.
9.90%
Payment Example – Loan amount of $25,035 with $0 down at 7.033% APR* for 84 months results in approximate monthly payments of $377.72. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment Example – Loan amount of $35,000 with $0 down at 10.007% APR* over 180 months results in equal monthly payments of $376.09. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $10,000 with $0 down at 6.25% APR* for 36 months results in equal monthly payments of $305.36.
Payment Example – Loan amount of $100,000 at 7.49% APR* for 120 months results in 120 equal monthly payments of principal and interest of $1,199.31.
Payment Example – Loan amount of $100,000 at 4.75% APR* for 60 months results in 60 months of Interest Only payments of $390.39 per month.
*Rate listed represents our best rate and is available to those who meet certain credit underwriting criteria for a principal residence purchase money loan. Other rates and terms are available. Rates are subject to change at any time. To determine your rate, please contact Jolt.
20% down payment required. First lien required. Payment Example based on purchase price of $125,000 and amortized over a 15 year period: $100,000 loan amount at 3.412% APR, 3.25% interest rate, will result in 180 payments of approximately $702.67. Payment example does not include taxes or hazard insurance premiums, and the actual payment obligation will be higher. This is a closed end loan product. There are no draw privileges.
5% down payment and private mortgage insurance are required. First lien mortgage required on a qualified Michigan residential property. Payment example based on purchase price of $100,000 and amortized over a 30-year period: $96,159.00 loan amount at 6.625% APR, 5.99% interest rate, will result in 119 payments of approximately $575.91 and one (1) balloon payment of approximately $80,488.76. Payment example does not include taxes or hazard insurance premiums, and the actual payment obligation will be higher. This is a closed end loan product. There are no draw privileges.
Payment Example – Loan amount of $30,000 at 6.99% APR* for 72 months results in 71 equal monthly payments of $511.41 and one final payment of $511.12.
Payment Example – Loan amount of $25,035 with $0 down at 6.311% APR* for 48 months results in approximate monthly payments of $590.66. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment Example – Loan amount of $35,000 with $0 down at 8.781% APR* amortized over 84 months results in equal monthly payments of $559.07. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $35,000 with $0 down at 9.013% APR* over 120 months results in equal monthly payments of $443.52. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $25,035 with $0 down at 7.033% APR* for 84 months results in approximate monthly payments of $377.72. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example does not include a $35.00 processing fee.
Payment example based on a purchase price of $50,000, loan amount is $40,000. There will be 83 monthly payments of approximately $334.58, with one (1) balloon payment of approximately $32,720.61.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance, taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED-, amortized over a 30-year period. Borrowing $95,000 at 6.581% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $569.58 and one (1) final payment of approximately $562.48. Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED - amortized over a 30-year period. Borrowing $90,000 at 7.159 % Annual Percentage Rate ("APR"), will result in 359 payments of approximately $576.28 and one (1) final payment of approximately $575.94 Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance, taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED-, amortized over a 30-year period. Borrowing $95,000 at 5.203% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $495.57 and one (1) final payment of approximately $491.38. Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED - amortized over a 30-year period. Borrowing $90,000 at 5.841% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $503.98 and one (1) final payment of approximately $498.87 Escrow required.
